Jesse Gutierrez, MBA, RSSA® is an independent broker — meaning he works across all major carriers to find what's right for you, not what's right for a single company.
Book a Free ConsultationComprehensive Medicare guidance from someone who understands every part of the system.
Medicare Advantage (Part C) bundles your hospital, medical, and often prescription drug coverage into a single plan through a private carrier. Jesse compares options across all available carriers in your area to find the plan with the best network, benefits, and cost structure for your specific health needs.
Original Medicare leaves gaps in coverage — copays, coinsurance, and deductibles that add up quickly. A Medigap plan fills those gaps so you have more predictable out-of-pocket costs. Jesse walks you through the standardized plan options (Plan G, Plan N, etc.) and helps you choose the right fit.
Standalone Medicare Part D plans cover your prescription medications when Original Medicare doesn't. Jesse reviews your current medication list and compares formularies across carriers to make sure your drugs are covered at the lowest possible cost.
Medicare Savings Programs (QMB, SLMB, QI) help qualifying low-income individuals pay for Medicare premiums, deductibles, and copays. Jesse helps you determine eligibility and navigate the application process so you don't leave money on the table.
Original Medicare doesn't cover routine dental, vision, or hearing care. Jesse helps you add standalone or bundled supplemental coverage so you're protected for the services you use most — without overpaying for benefits you don't need.
Hospital indemnity plans pay a fixed cash benefit for hospital stays, helping cover expenses your primary insurance doesn't. These plans work alongside Medicare or ACA coverage to give you an added financial safety net.
Planning for retirement goes beyond Medicare. Jesse's RSSA® designation makes him uniquely qualified to guide your full financial picture.
If you're under 65 or not yet eligible for Medicare, the ACA Marketplace may be your best option. Jesse helps you compare plans, understand subsidy eligibility, and enroll in coverage that balances premium costs with out-of-pocket exposure.
As a Registered Social Security Analyst, Jesse provides a personalized RSSA Roadmap — a comprehensive strategy that determines the optimal time and method to claim your Social Security benefits to maximize your lifetime income in retirement.
Protect your family and ensure your final expenses don't become a burden. Jesse helps you evaluate term and whole life options, as well as final expense policies designed specifically for seniors.
Business owners have unique coverage needs. Jesse helps small businesses explore group health insurance options that attract and retain employees while managing costs effectively for the company.
That's exactly what Jesse is here for. Book a free, no-obligation consultation and get personalized guidance in plain language — no jargon, no pressure.
